Pesapal Reviews for 2025

What is Pesapal?

Pesapal is a comprehensive payment solutions platform tailored for businesses across East Africa, offering seamless processing of card and mobile money transactions both online and in-store. By supporting M-Pesa, VISA, Mastercard, and QR payments on a single system, it enables flexible commerce through web checkout pages, online invoicing, and physical POS terminals.

The platform operates via a unified merchant dashboard and developer APIs that integrate with e‑commerce sites, marketplaces, and third-party systems. Its POS terminal—Pesapal Sabi PDQ—connects via 4G, Wi‑Fi, or dual SIM, enabling fast, secure acceptance of mobile money and card payments with next-day settlement and real-time reporting.

Pesapal also delivers solutions like branded payment pages, bulk e‑invoicing, digital receipts, and an open float payment service for payroll, airtime, and business payouts. The RACK POS system further extends capabilities with integrated inventory tracking, eTIMS tax compliance, and configurable hardware for retail and hospitality scenarios.

Use cases include retail shops, restaurants, hotels, petrol stations, and small to medium enterprises in Kenya, Uganda, Tanzania, Rwanda, Zambia, and Malawi. Businesses benefit from simplified integration, mobile-first operations, consolidated reporting, and regulated compliance under regional central banks.