Pesapal Reviews
& Product DetailsWhat is Pesapal?
Pesapal is a comprehensive payment solutions platform tailored for businesses across East Africa, offering seamless processing of card and mobile money transactions both online and in-store. By supporting M-Pesa, VISA, Mastercard, and QR payments on a single system, it enables flexible commerce through web checkout pages, online invoicing, and physical POS terminals.
The platform operates via a unified merchant dashboard and developer APIs that integrate with e‑commerce sites, marketplaces, and third-party systems. Its POS terminal—Pesapal Sabi PDQ—connects via 4G, Wi‑Fi, or dual SIM, enabling fast, secure acceptance of mobile money and card payments with next-day settlement and real-time reporting.
Pesapal also delivers solutions like branded payment pages, bulk e‑invoicing, digital receipts, and an open float payment service for payroll, airtime, and business payouts. The RACK POS system further extends capabilities with integrated inventory tracking, eTIMS tax compliance, and configurable hardware for retail and hospitality scenarios.
Use cases include retail shops, restaurants, hotels, petrol stations, and small to medium enterprises in Kenya, Uganda, Tanzania, Rwanda, Zambia, and Malawi. Businesses benefit from simplified integration, mobile-first operations, consolidated reporting, and regulated compliance under regional central banks.
Best For
- StartUps
- Freelancers
- Small Business
- Medium Business
- Large Enterprise
- Non-profit Organization
- Personal
- Cloud, SaaS, Web-Based
- Mobile - Android
- Mobile - iPhone
- Mobile - iPad
- Desktop - Mac
- Desktop - Windows
- Desktop - Linux
- Desktop - Chromebook
- On-Premise - Windows
- On-Premise - Linux
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Company Name
Pesapal Limited
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Located In
Kenya
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Website
www.pesapal.com
Starting from:
$FREE + 3.5% fee/transaction
Pricing Model: Subscription
- Free Trial
- Free Version
Pricing Details:
Pesapal charges a 3.5% per transaction fee for online and POS payments. Signup, monthly or maintenance fees are free. POS terminals cost ~$80 each. All infrastructure is provided with no hidden fees or commissions.
- Mobile Payments
- Debit/Credit Card Processing
- Point of Sale (POS)
- Online Payments
- Recuring/Subscription Billing
- Billing & Invoicing
- Multi-Currency
- PCI Compliance
- Payment Fraud Prevention
- Real Time Reporting
- API
- Mobile Access
- Multiple Payment Options
Additional Features
- Payment Links Generation
- Customizable Payment Page
- Bulk Airtime Purchases
- Bill Payments Processing
- Event Ticketing Payments
- Transparent Pricing
- PCI DSS Compliance
- Dashboard Transaction Monitoring
- Plugin Platform Support
- Mobile App Payments
- Guest Checkout Support
- Card & Mobile Accept
- E-Invoice Delivery
- Openfloat Disbursement
- Payroll Funds Disbursement
- Expense Management Platform
- Instant Withdrawals Feature
- Email Payment Receipts
- POS M-Pesa Integration
- Next-Day Settlement
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