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Pesapal

Tekpon Score
8.6

Pesapal Reviews

& Product Details

What is Pesapal?

Pesapal is a comprehensive payment solutions platform tailored for businesses across East Africa, offering seamless processing of card and mobile money transactions both online and in-store. By supporting M-Pesa, VISA, Mastercard, and QR payments on a single system, it enables flexible commerce through web checkout pages, online invoicing, and physical POS terminals.

The platform operates via a unified merchant dashboard and developer APIs that integrate with e‑commerce sites, marketplaces, and third-party systems. Its POS terminal—Pesapal Sabi PDQ—connects via 4G, Wi‑Fi, or dual SIM, enabling fast, secure acceptance of mobile money and card payments with next-day settlement and real-time reporting.

Pesapal also delivers solutions like branded payment pages, bulk e‑invoicing, digital receipts, and an open float payment service for payroll, airtime, and business payouts. The RACK POS system further extends capabilities with integrated inventory tracking, eTIMS tax compliance, and configurable hardware for retail and hospitality scenarios.

Use cases include retail shops, restaurants, hotels, petrol stations, and small to medium enterprises in Kenya, Uganda, Tanzania, Rwanda, Zambia, and Malawi. Businesses benefit from simplified integration, mobile-first operations, consolidated reporting, and regulated compliance under regional central banks.

Best For

Multi-channel payments & invoicing solutions for East Africa.
  • StartUps
  • Freelancers
  • Small Business
  • Medium Business
  • Large Enterprise
  • Non-profit Organization
  • Personal
  • Cloud, SaaS, Web-Based
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Company Name

    Pesapal Limited

  • Located In

    Kenya

  • Website

    www.pesapal.com

Starting from:

$FREE + 3.5% fee/transaction

Pricing Model: Subscription

  • Free Trial
  • Free Version

Pricing Details:

Pesapal charges a 3.5% per transaction fee for online and POS payments. Signup, monthly or maintenance fees are free. POS terminals cost ~$80 each. All infrastructure is provided with no hidden fees or commissions.

  • Mobile Payments
  • Debit/Credit Card Processing
  • Point of Sale (POS)
  • Online Payments
  • Recuring/Subscription Billing
  • Billing & Invoicing
  • Multi-Currency
  • PCI Compliance
  • Payment Fraud Prevention
  • Real Time Reporting
  • API
  • Mobile Access
  • Multiple Payment Options

Additional Features

  • Payment Links Generation
  • Customizable Payment Page
  • Bulk Airtime Purchases
  • Bill Payments Processing
  • Event Ticketing Payments
  • Transparent Pricing
  • PCI DSS Compliance
  • Dashboard Transaction Monitoring
  • Plugin Platform Support
  • Mobile App Payments
  • Guest Checkout Support
  • Card & Mobile Accept
  • E-Invoice Delivery
  • Openfloat Disbursement
  • Payroll Funds Disbursement
  • Expense Management Platform
  • Instant Withdrawals Feature
  • Email Payment Receipts
  • POS M-Pesa Integration
  • Next-Day Settlement

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Authors

Ana Maria Constantin

Editor

Ana Maria Constantin

CMO @ Tekpon
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Chief Marketing Officer

Ana Maria Constantin, the dynamic Chief Marketing Officer at Tekpon, brings a unique blend of creativity and strategic insight to the digital marketing sphere. With a background in interior design, her aesthetic sensibility is not just a skill but a passion that complements her expertise in marketing strategy.
Alina Maria Stan

Writer

Alina Maria Stan

COO & Co-Founder @ Tekpon
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Lead Generation Master & Affiliation Strategist

Alina Maria Stan is the COO and Co-Founder of Tekpon, where she has utilized her expertise in SaaS, software promotion, and lead generation since July 2020. Her role involves media buying and extensive software branding, contributing significantly to Tekpon's market presence.

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