Yotta Pay Reviews for 2025

What is Yotta Pay?

Yotta Pay is a UK-based payment solution that enables businesses, charities, and event organizers to accept direct bank payments without traditional card fees. It offers an app-free checkout experience by leveraging Open Banking technology to facilitate instant transactions between the customer’s bank and the seller’s account.

The platform supports a wide range of use cases, from eCommerce to in-person sales, donations, ticketing, and loyalty rewards. Merchants can integrate Yotta Pay into WooCommerce stores or generate QR codes and payment links for faster checkout at physical events. The solution helps reduce transaction fees and chargebacks by eliminating intermediaries like card processors.

Yotta Pay also includes built-in features for promoting brand loyalty and engagement. Businesses can issue gift vouchers, track referrals, and offer points-based rewards linked to customer payments. For charities, it enables digital donation collection with custom branding and automated Gift Aid capture.

With no app downloads required for customers, Yotta Pay offers a streamlined payment experience that works on mobile and desktop browsers. It is particularly suited for organizations looking to improve margins and simplify payment processing across online and offline environments.