Unlock smarter business finances with BILL’s Free Trial and Free Spend & Expense plan. Automate payables, approvals, and spend management, all in one secure platform.
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Elevate Your Financial Management with BILL Spend & Expense Free
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BILL offers two free entry points for businesses looking to automate their financial operations: a 30-day free trial of the full Accounts Payable platform, and a forever-free Spend and Expense plan with unlimited corporate cards. Both options require no credit card and no setup fees.
Whether you process dozens of vendor invoices each month or need better visibility into team spending, these two options let you test BILL’s automation before committing to a paid plan. Over 400,000 businesses already use the platform, including the majority of the top 100 US accounting firms.
BILL accounts payable free trial – 30 days
The AP free trial gives you full access to BILL’s invoice processing, payment automation, and approval workflows for 30 days. This is the core product that handles vendor payments end to end.
- Automated invoice capture – BILL scans incoming invoices, extracts key data (vendor, amount, due date), and checks for duplicates before routing them for approval.
- Electronic payments – Pay vendors by ACH ($0.59/transaction), check, international wire ($0 in local currency), or virtual card from a single dashboard.
- Custom approval workflows – Build multi-step approvals based on dollar thresholds, departments, or specific team members.
- Accounting sync – Native two-way integration with QuickBooks, Xero, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics.
- Mobile approvals – Review and approve invoices on the go with the BILL mobile app (iOS and Android).
- Security – SOC 1 and SOC 2 Type II certified, PCI compliant, with AI-powered fraud detection.
The trial includes the full feature set of the Essentials plan ($45/user per month after trial). If your AP needs are more complex, you can upgrade to Team ($55/user) or Corporate ($79/user) during or after the trial.
BILL Spend and Expense – free forever
The Spend and Expense plan is not a trial – it’s a permanently free product built on BILL’s acquisition of Divvy. It gives your team corporate cards with real-time budget controls and automated expense tracking at $0 per user per month.
- Unlimited cards – Issue physical or virtual corporate cards to any team member, each with custom spending limits by category or project.
- Pre-spend controls – Budgets are enforced at the point of purchase, not after. Transactions exceeding policy are declined automatically.
- Real-time tracking – Every card transaction appears instantly in the dashboard with automatic categorization.
- Receipt matching – Employees snap receipt photos via the mobile app and BILL matches them to the right transaction.
- Credit lines – Access business credit from $1,000 to $5 million (subject to approval), built into the platform.
- Accounting sync – Expense data flows directly into your accounting software, cutting down manual reconciliation at month-end.
Revenue comes from interchange fees on card transactions, not from software subscriptions – which is why BILL can offer this module completely free. It’s one of the strongest no-cost options in the AP automation market.
How to get started
- Pick your path: Choose the 30-day AP free trial if you need invoice processing and vendor payments. Choose Spend and Expense if corporate cards and budget controls are your priority. You can use both.
- Sign up with your business email. No credit card required for either option.
- Connect your accounting software. BILL walks you through the sync setup during onboarding.
- Start automating. Import your first invoices or issue your first corporate cards within minutes.
No contracts, no setup fees. Cancel the AP trial anytime, and the Spend and Expense plan stays free for as long as you use it.
How BILL compares to other free options
BILL isn’t the only platform with a free tier, but the combination of a full AP trial plus a forever-free spend management tool is unusual. If you’re weighing your options:
- BILL vs Melio: Melio also offers free bill pay (5 ACH/month on the Go plan), but doesn’t include corporate cards or spend management. BILL’s free Spend and Expense module gives you more out of the box. See the full BILL vs Melio comparison.
- BILL vs QuickBooks Bill Pay: QuickBooks includes basic bill pay within QBO subscriptions, but it lacks the standalone AP automation and approval workflows that BILL provides. See our BILL vs QuickBooks comparison.
- BILL vs Ramp: Ramp’s free plan bundles AP automation with corporate cards, similar to BILL. The main difference is that BILL offers deeper AR features and accounting firm tools, while Ramp focuses on spend intelligence. Explore more options on our BILL alternatives page.
Frequently asked questions
Start automating your finances today
Try the 30-day BILL AP free trial to automate vendor payments and approvals, or launch your free Spend and Expense account for instant corporate card controls and budget management. Both options are risk-free, with no contracts and no credit card required.
Offer valid for new users only. Terms apply as per BILL’s official website.
