2Checkout (now Verifone) Reviews for 2025

Yes. 2Checkout (now part of Verifone) is highly secure: it’s PCI DSS Level 1 certified, supports Dynamic 3D Secure for added authentication, complies with GDPR, PSD2, and SSAE 18, and uses anti‑fraud AI and manual review to reduce fraud and chargebacks.

To activate:

• Sign up and verify via email.
• Complete identity verification and two-factor authentication.
• Add your payout account (bank, PayPal, or Payoneer).
• Await approval of payout details (typically within 2 business days).

After reaching a minimum balance ($50–100), payouts are scheduled automatically.

2Checkout automatically pays out weekly, bi-weekly, or monthly once your account balance meets the minimum threshold ($50 for 2Sell/2Subscribe; $100 for 2Monetize). You can withdraw via wire transfer, PayPal, or Payoneer—no manual withdrawal needed.

Payout timing depends on your package:

• 2Sell/2Subscribe: weekly (16th, 23rd, and 1st of month).
• 2Monetize: monthly.

After adding payout details and meeting minimum balance, transfers occur automatically on scheduled dates.

2Checkout is a global digital commerce platform offering:

• Payment processing for one-time and recurring sales.
• Subscription billing with tax and compliance handling.
• Localized checkout in 200+ countries and 100+ currencies.
• Fraud protection, digital product delivery, and monetization tools for SaaS, e-commerce, and digital businesses.

Absolutely. Trusted by 20,000+ companies in 180+ countries, 2Checkout is a Verifone company, with strong regulatory compliance and recognized certifications. Payouts are guaranteed through established banking and partner networks.

No. Offering PCI Level 1 security, Dynamic 3D‑Secure risk filtering, AI-based fraud detection, and global compliance, 2Checkout is designed to minimize merchant and consumer risk.

Customers will see: 2co.com*MerchantName where MerchantName is the name you set in your 2Checkout account. You can edit this via Account Settings.

• PayPal: Buyer-focused wallet allowing transactions from your PayPal balance to merchants.
• 2Checkout: Merchant platform for selling goods/services—handles global payments, subscriptions, taxes, security, compliance, and payouts to your bank/PayPal/Payoneer.

Businesses use PayPal to pay; merchants use 2Checkout to get paid.

More than 20,000 businesses worldwide, from startups to Fortune 500s, use 2Checkout (Verifone) in online retail, SaaS, and digital marketplaces.

Yes, 2Checkout retains a rolling reserve deposit over 90 days (a percentage of sales) to protect against chargebacks/fraud. Funds are released on scheduled payout dates once reserve and minimum thresholds are met.

2Checkout supports merchants selling in 200+ countries and territories. For buyers, it offers local currencies, languages (30+), and regional payment methods across North/Central America, Europe, APAC, LATAM, and MEA.

Yes, 2Checkout is worth it for businesses that want to sell online globally and need an all-in-one payment solution. It offers tools to accept payments in multiple currencies, manage subscriptions, handle taxes, and stay compliant with international laws—all without needing separate systems.

It’s especially valuable for companies selling digital products, SaaS, AI or subscriptions, thanks to its strong support for recurring billing and localized checkout experiences. While some users mention slower payouts or customer support delays, many find the platform reliable and flexible for growing internationally.

If you’re looking to simplify your payment setup and expand to global markets, 2Checkout can be a smart investment.

2Checkout works by helping businesses accept online payments from customers around the world. When a customer makes a purchase on your website, 2Checkout securely processes the payment, supports multiple payment methods (like credit cards, PayPal, and local options), and handles currency conversions if needed.

It acts as both a payment gateway and a merchant account, which means it takes care of collecting payments, managing taxes, reducing fraud, and even handling subscription billing if you’re selling digital products or services. Once payments are processed, the funds are transferred to your business account on a regular schedule.

Overall, 2Checkout simplifies international eCommerce by managing the technical and regulatory parts of online transactions, so you can focus on growing your business.

If you’re looking beyond 2Checkout, consider other payment platforms like:

• Stripe, Adyen, Braintree, Payoneer, Square.

Evaluate based on global support, pricing, payment types, and compliance needs.