2Checkout (now Verifone)
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2Checkout (now Verifone) Reviews
& Product DetailsWhat is 2Checkout (now Verifone)?
2Checkout (now Verifone) is an integrated global commerce and payment processing platform that enables businesses to accept one-time or recurring online payments worldwide. It serves as a merchant-of-record, offering seamless processing of credit cards, debit cards, PayPal, and regional methods across more than 200 countries with support for 45+ payment types and 100+ currencies.
The platform’s modular architecture includes 2Sell for online and mobile payments, 2Subscribe for recurring billing and subscription management, and 2Monetize for digital goods sales with tax, VAT, and compliance built in. Businesses integrate via APIs, shopping cart plugins, or hosted checkout solutions, enabling centralized management of transactions, orders, and digital product delivery.
2Subscribe offers subscription lifecycle tools, smart billing, and revenue-recovery capabilities—including account updater, retry logic, and dunning—to help reduce involuntary churn. Merchants using ConvertPlus can optimize checkout experiences with support for major cards, PayPal, Apple Pay, and international methods.
Founded in 2006 (origins traced to GECAD Group), 2Checkout rebranded as Verifone following its acquisition in 2020 to align with Verifone’s omnichannel commerce vision.
Best For
- StartUps
- Freelancers
- Small Business
- Medium Business
- Large Enterprise
- Non-profit Organization
- Personal
- Cloud, SaaS, Web-Based
- Mobile - Android
- Mobile - iPhone
- Mobile - iPad
- Desktop - Mac
- Desktop - Windows
- Desktop - Linux
- Desktop - Chromebook
- On-Premise - Windows
- On-Premise - Linux
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Company Name
Verifone
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Located In
United States
- Website www.2checkout.com
Starting from:
$0.30 + 3.5% per online payment
Pricing Model: Subscription
- Free Trial
- Free Version
Pricing Details:
2Checkout's pricing starts at 3.5% + $0.35 per online payment under its 2Sell plan, and 4.5% + $0.45 for the 2Subscribe plan. The platform offers free monthly fees and doesn't require hardware as it's a digital-only solution.
- API
- Accounting Integration
- Billing & Invoicing
- Electronic Payments
- Multi-Currency
- Online Payments
- Payment Processing
- ACH Payment Processing
- Compliance Management
- Customizable Branding
- Data Import/Export
- Data Security
- Debit/Credit Card Processing
- Invoice Processing
- Mobile Payments
- Multiple Payment Options
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Processing Services Integration
- Reporting/Analytics
- Search/Filter
- Self Service Portal
- Third Party Integrations
- Transaction History
- Transaction Monitoring
Additional Features
- Alerts/Notifications
- Contact Database
- Customizable Invoices
- Invoice Creation
- Online Invoicing
- SSL Security
- Fraud Detection
- Trial License
- For Small Businesses
- Monitoring
- Product Activation
- Customizable Templates
- Billing Portal
- Hourly Billing
- Dunning Management
- Recurring/Subscription Billing
- Sales Reports
- Tax Calculation
- Reporting & Statistics
- Invoice History
- Quotes/Estimates
- Email Management
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Global Payment Reach
Users consistently praise 2Checkout’s ability to process payments in multiple currencies and countries. It’s widely regarded as a strong solution for businesses with international customers.
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Comprehensive Subscription Management
The 2Monetize and 2Subscribe modules receive high marks for automating recurring billing, handling upgrades/downgrades, and managing dunning workflows with little manual input.
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Strong Checkout Customization
Reviewers appreciate the customizable checkout flows and localization features, which include support for over 30 languages and responsive design for mobile users.
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Built-in Tax and Compliance Tools
Many users value how 2Checkout handles VAT, GST, and sales tax compliance, particularly for EU and global transactions, reducing the burden on accounting teams.
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Robust API and Integration Options
Developers highlight the well-documented API and ease of integration with major platforms like Shopify, WooCommerce, Magento, and various custom setups.
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Fraud Protection Features
Reviewers mention the advanced fraud detection tools and security features like PCI compliance, which enhance buyer trust and reduce chargeback risk.
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Transparent Reporting and Analytics
The analytics dashboard is frequently described as user-friendly and helpful in tracking KPIs like churn, revenue by region, and product performance.
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Support for Multiple Business Models
Works well for both digital goods and physical product sales, making it versatile for different types of businesses.
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Customer Support Responsiveness
One of the most common complaints is slow or unhelpful customer support, especially with urgent issues like account holds or disputes.
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Payout Delays
Some users report delays in receiving funds, particularly when first setting up accounts or after transactions flagged for review.
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Account Freezing Without Warning
A recurring theme involves accounts being suspended or frozen due to unclear risk triggers, sometimes without prior notice
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Complex User Interface
While the dashboard is powerful, new users often find it overwhelming and unintuitive, especially when navigating advanced billing options.
While standard integrations are smooth, users needing advanced workflows feel the documentation could be more comprehensive.
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Fees Perceived as High
Several businesses, particularly smaller ones, mention that transaction and currency conversion fees are higher compared to platforms like Stripe or PayPal.
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Limited Payment Method Variety
Though it supports many global currencies, some users mention limited alternative payment methods, such as regional wallets or crypto.
A few SaaS users cite bugs or errors in recurring billing logic—such as failed charges not retrying automatically.
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Refund Handling Process
Merchants express frustration with the manual steps and time taken to process refunds, especially in high-volume businesses.
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Brand Recognition
The shift to Verifone branding has caused confusion among some customers who still associate the service with the 2Checkout name.
Disclaimer
Here at Tekpon's Global Buzz, we blend AI smarts with a human touch to offer a snapshot of user reviews from the web. While we carefully craft these summaries, please remember they reflect diverse user views and experiences, not Tekpon’s own opinions.
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Tell us your opinion about 2Checkout (now Verifone) and help others.
Yes. 2Checkout (now part of Verifone) is highly secure: it’s PCI DSS Level 1 certified, supports Dynamic 3D Secure for added authentication, complies with GDPR, PSD2, and SSAE 18, and uses anti‑fraud AI and manual review to reduce fraud and chargebacks.
To activate:
- Sign up and verify via email.
- Complete identity verification and two-factor authentication.
- Add your payout account (bank, PayPal, or Payoneer).
- Await approval of payout details (typically within 2 business days).
After reaching a minimum balance ($50–100), payouts are scheduled automatically.
2Checkout automatically pays out weekly, bi-weekly, or monthly once your account balance meets the minimum threshold ($50 for 2Sell/2Subscribe; $100 for 2Monetize). You can withdraw via wire transfer, PayPal, or Payoneer—no manual withdrawal needed.
Payout timing depends on your package:
- 2Sell/2Subscribe: weekly (16th, 23rd, and 1st of month).
- 2Monetize: monthly.
After adding payout details and meeting minimum balance, transfers occur automatically on scheduled dates.
2Checkout is a global digital commerce platform offering:
- Payment processing for one-time and recurring sales.
- Subscription billing with tax and compliance handling.
- Localized checkout in 200+ countries and 100+ currencies.
- Fraud protection, digital product delivery, and monetization tools for SaaS, e-commerce, and digital businesses.
Absolutely. Trusted by 20,000+ companies in 180+ countries, 2Checkout is a Verifone company, with strong regulatory compliance and recognized certifications. Payouts are guaranteed through established banking and partner networks.
No. Offering PCI Level 1 security, Dynamic 3D‑Secure risk filtering, AI-based fraud detection, and global compliance, 2Checkout is designed to minimize merchant and consumer risk.
Customers will see: 2co.com*MerchantName where MerchantName is the name you set in your 2Checkout account. You can edit this via Account Settings.
- PayPal: Buyer-focused wallet allowing transactions from your PayPal balance to merchants.
- 2Checkout: Merchant platform for selling goods/services—handles global payments, subscriptions, taxes, security, compliance, and payouts to your bank/PayPal/Payoneer.
Businesses use PayPal to pay; merchants use 2Checkout to get paid.
More than 20,000 businesses worldwide, from startups to Fortune 500s, use 2Checkout (Verifone) in online retail, SaaS, and digital marketplaces.
Yes, 2Checkout retains a rolling reserve deposit over 90 days (a percentage of sales) to protect against chargebacks/fraud. Funds are released on scheduled payout dates once reserve and minimum thresholds are met.
2Checkout supports merchants selling in 200+ countries and territories. For buyers, it offers local currencies, languages (30+), and regional payment methods across North/Central America, Europe, APAC, LATAM, and MEA.
Yes, 2Checkout is worth it for businesses that want to sell online globally and need an all-in-one payment solution. It offers tools to accept payments in multiple currencies, manage subscriptions, handle taxes, and stay compliant with international laws—all without needing separate systems.
It’s especially valuable for companies selling digital products, SaaS, AI or subscriptions, thanks to its strong support for recurring billing and localized checkout experiences. While some users mention slower payouts or customer support delays, many find the platform reliable and flexible for growing internationally.
If you’re looking to simplify your payment setup and expand to global markets, 2Checkout can be a smart investment.
2Checkout works by helping businesses accept online payments from customers around the world. When a customer makes a purchase on your website, 2Checkout securely processes the payment, supports multiple payment methods (like credit cards, PayPal, and local options), and handles currency conversions if needed.
It acts as both a payment gateway and a merchant account, which means it takes care of collecting payments, managing taxes, reducing fraud, and even handling subscription billing if you’re selling digital products or services. Once payments are processed, the funds are transferred to your business account on a regular schedule.
Overall, 2Checkout simplifies international eCommerce by managing the technical and regulatory parts of online transactions, so you can focus on growing your business.
If you’re looking beyond 2Checkout, consider other payment platforms like:
- Stripe, Adyen, Braintree, Payoneer, Square.
Evaluate based on global support, pricing, payment types, and compliance needs.
