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8fig Reviews
& Product DetailsWhat is 8fig?
8fig is a Growth Platform designed to support and accelerate eCommerce sellers’ expansion. It offers customized growth plans with flexible, equity-free funding, providing continuous capital infusion throughout the supply chain.
8fig stands out for its adaptability to the fluctuating demands of eCommerce. Sellers can adjust cash flow injections and remittance schedules according to their supply chain needs, ensuring flexibility and agility in business operations. Additionally, 8fig offers a free planning tool, enabling sellers to precisely map out the capital required for scaling their entire supply chain.
8fig is ideal for eCommerce businesses looking to scale rapidly and efficiently without the constraints of traditional funding methods. The platform’s focus on continuous and adaptable funding makes it a valuable partner for eCommerce sellers aiming to scale efficiently and sustainably.
Best For
- StartUps
- Freelancers
- Small Business
- Medium Business
- Large Enterprise
- Non-profit Organization
- Personal
- Cloud, SaaS, Web-Based
- Mobile - Android
- Mobile - iPhone
- Mobile - iPad
- Desktop - Mac
- Desktop - Windows
- Desktop - Linux
- Desktop - Chromebook
- On-Premise - Windows
- On-Premise - Linux
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Company Name
8fig Ltd.
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Located In
United States
- Website 8fig.co
Starting from:
Custom
Pricing Model: Subscription
- Free Trial
- Free Version
Pricing Details:
8fig pricing is based on a flat Cost of Capital fee (typically 6%-10% of the total funding amount) instead of interest. There are no hidden fees or subscriptions, and businesses repay through customizable remittances. Free financial tools like Sales Forecasting and Cash Flow Planning are included, enhancing growth and cash flow management.
- Activity Dashboard
- Reporting / Analytics
- Artificial Intelligence (AI)
- Inventory Management
- Customization
Additional Features
- AI-powered forecasting
- Custom funding plans
- Flexible remittances
- No interest fees
- Flat-cost funding
- Multi-tranche disbursement
- Sales trend analysis
- Automated restock planning
- Cash flow projections
- Real-time expense tracking
- Ecommerce integrations
- Amazon seller support
- Shopify store sync
- WooCommerce integration
- Risk assessment AI
- Supply chain insights
- Continuous funding model
- Personalized recommendations
- No credit checks
- Inventory cycle tracking
- Marketing spend analysis
- Multi-account support
- Dynamic repayment options
- Capital injection scheduling
- Automated revenue tracking
- Data-driven decisioning
- No equity required
- Mobile-friendly dashboard
- Financial health scoring
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Flexible and Continuous Funding
Users appreciate 8fig’s ability to provide ongoing capital rather than one-time lump-sum funding. This feature helps eCommerce sellers manage inventory, marketing, and other operational costs efficiently.
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Cash Flow Planning & Forecasting Tools
The AI-powered financial planning tools receive praise for offering clear insights into cash flow. Users find these features valuable for managing supply chain costs and predicting revenue needs.
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Fast and Easy Approval Process
Many reviews highlight that the approval process is quicker than traditional loans, with fewer restrictions. The absence of personal guarantees or rigid credit requirements makes 8fig accessible to growing businesses.
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Transparent Fee Structure
Customers appreciate 8fig’s transparent pricing and repayment terms, which are based on their revenue projections rather than fixed interest rates. This flexibility prevents businesses from being burdened by inflexible loan repayments.
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Supportive Customer Service
The support team is frequently praised for being responsive, knowledgeable, and willing to guide users through financial planning. Businesses feel that 8fig is a partner rather than just a lender.
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Limited to eCommerce Businesses
While 8fig is excellent for online sellers, businesses outside eCommerce find the platform unhelpful. Some users wish it expanded into other industries, such as SaaS or service-based businesses.
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Funding Amount Can Be Restrictive for Some
A few users mention that while 8fig provides growth capital, the funding limits may not always meet the needs of larger businesses. Some sellers report needing higher amounts than what was offered.
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Longer Onboarding for New Users
Although approval is relatively quick, some first-time users mention that onboarding, including financial planning setup, can take longer than expected. This can be a drawback for businesses looking for immediate funding.
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Limited Third-Party Integrations
While 8fig provides great forecasting tools, some users wish for better integrations with accounting software like QuickBooks or inventory management platforms. Enhanced integrations could make financial planning even smoother.
Disclaimer
Here at Tekpon's Global Buzz, we blend AI smarts with a human touch to offer a snapshot of user reviews from the web. While we carefully craft these summaries, please remember they reflect diverse user views and experiences, not Tekpon’s own opinions.
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Tell us your opinion about 8fig and help others.
8fig provides flexible, equity-free funding for eCommerce sellers through a Cost of Capital model instead of interest. Businesses receive funding in tranches aligned with supply chain needs and repay through customized remittances.
Payments can be adjusted based on cash flow, and funding grows as the business scales. Unlike revenue-based financing, 8fig does not take a percentage of daily sales.
Yes, 8fig is a legitimate funding platform that helps eCommerce businesses scale. It has positive user reviews, provides transparent pricing, and does not require equity or personal guarantees.
8fig is trusted by thousands of online sellers, and its AI-driven financial tools support sustainable growth.
To qualify for 8fig funding, businesses must:
- Be an eCommerce seller (Amazon, Shopify, etc.).
- Have at least $100,000 in annual revenue.
- Operate for at least six months.
- Show consistent sales history.
No personal credit check or collateral is required. Funding is based on sales performance and supply chain needs.
To access your 8fig account, go to the 8fig login page and enter your credentials. New users can sign up by connecting their eCommerce store for a personalized funding assessment.
8fig AI analyzes sales trends, cash flow, and supply chain data to create custom funding plans. It predicts inventory needs, revenue patterns, and funding gaps, helping sellers make data-driven financial decisions.
The AI-driven insights allow businesses to scale efficiently while avoiding cash flow bottlenecks.
Yes, 8fig offers flexible remittance schedules that can be adjusted based on cash flow and sales performance.
If your business experiences delays or slow sales, you can modify payment timelines through your 8fig dashboard without penalties.