Gusto Pricing Reviews for 2025
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Gusto Pricing
The pricing for Gusto payroll changes according to your need and varies from $6 per user to $80/month plus $12 per user. Furthermore, the difference between the Gusto pricing tiers is given mainly by the complexity of the organization using it, meaning that if you have only contractors, the software can cost you as little as $6, while if you are running a large organization with several users, it can go up to a few thousand dollars.
Gusto Plans
Contractor
- Unlimited contractor payments across all 50 states
- 4-day direct deposit
- 1099-NECs at the end of the year
- New hire reporting (if required in your state)
- International contractor payments (available as an add-on)
Simple
- Full-service single-state payroll, including W-2s and 1099s
- Employee profiles and self-service
- Basic hiring and onboarding tools
- Gusto-brokered health insurance administration
- Employee financial benefits
- Payroll and time-off reports
- Custom admin permissions
- Integrations for accounting, time tracking, expense management, and more
- Basic support
Plus
- Everything in the Gusto Simple plan, plus:
- Full-service multi-state payroll, including W-2s and 1099s
- Next-day direct deposit
- Advanced hiring and onboarding tools
- PTO management and policies
- Time tracking and project tracking
- Workforce costing and custom reports
- Team management tools
- Full support
Premium
- Everything in the Gusto Plus plan, plus:
- HR Resource Center
- Compliance alerts
- Access to certified HR experts
- Full-service payroll migration and account setup
- Health insurance broker integration
- R&D tax credit discount
- Waived fees and exclusive pricing
- Performance reviews
- Employee surveys and insights
- Dedicated support
You're probably overpaying for Gusto.
Median Buyers Pay
$/year
Your Estimate
$/year
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Compare Selected SoftwareEditorial Review: Gusto Pricing Deep Dive
Regarding the Gusto pricing plan you are choosing, you will get:
- No long-term contract
- Grows with your team
- Free account setup
- Switch or cancel anytime
Gusto Contractors Only Plan
The Contractors Only pricing plan is for contractor-only businesses that haven’t hired W-2 employees.
About the Authors
Editor
Ana Maria Constantin
CMO @ Tekpon
Writer