Product not verified by the Software Seller.
Tekpon Score

Plooto Reviews

& Product Details

What is Plooto?

Plooto is a software solution that helps you manage your online payments.

First, the software tool helps you handle all your accounts payable and accounts receivables and supports you in having “healthy” cash management. Second, Plooto, in contrast to other online payment systems, enables you to process payments from customers or vendors even if they don’t have a Plooto account. Third, Plooto has an interesting automation tool connected to the bank account that will automate and take care of payments for you. Last, the Saas integrates with the USA’s popular cloud-based and desktop-based accounting systems: QuickBooks Desktop, QuickBooks Online, and Xero to support end-to-end accounts payable and receivable.

Found in these Categories

Best For

AP and AR Automation software for business.
  • StartUps
  • Freelancers
  • Small Business
  • Medium Business
  • Large Enterprise
  • Non-profit Organization
  • Personal
  • Cloud, SaaS, Web-Based
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Company Name


  • Located In


  • Website

Starting from:

$32 /month

Pricing Model: Subscription

Pricing Details:

The tool is reasonably priced and with a generous free trial of 30 days. Moreover, the Plooto pricing strategy includes two plans: for businesses and accounts or bookkeepers. However, each one of the plans comes with only ten free domestic payments, and after that, you will be charged $0.5 per domestic payment.

  • Billing and Invoicing
  • Reporting
  • Smart and Automated Systems
  • Core Accounting
  • Payroll Management
  • International Utilization
  • Accounts Receivable
  • Activity Dashboard

Additional Features

  • ACH Payment Processing
  • Access Controls/Permissions
  • Account Reconciliation
  • Accounts Payable
  • Alerts/Notifications
  • Approval Process Control
  • Automatic Billing
  • Bank Reconciliation
  • CPA Firms
  • Cash Flow Management
  • Cash Management
  • Check Writing
  • Contact Database
  • Contingency Billing
  • Credit Card Processing
  • Customer Statements
  • Data Security
  • Document Management
  • Electronic Funds Transfer
  • Electronic Payments
  • Email Reminders
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice History
  • Invoice Processing
  • Multi-Location
  • Multi-Period Recurring Billing
  • Online Invoicing
  • Online Payments
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Progress Tracking
  • Project Billing
  • QuickBooks Integration
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Search/Filter
  • Status Tracking
  • Recurring/Subscription Billing
  • Transaction Monitoring
  • Vendor Management


Tekpon Score
Accounting & Payroll for small businesses and accountants.

Zoho Books

Tekpon Score
Online accounting software built for business.


Tekpon Score
Pay vendors, suppliers, and contractors exactly the way you want.

Tekpon Score
Less payables mess. More time for your customers.


Tekpon Score
Accounting Software Built for Business Owners & Accountants.


Tekpon Score
Invoice2go is an accounting software that enables users to send invoices and receive payments quickly. With features like ea...


Tekpon Score
Karbon is a collaborative practice management platform designed for accounting firms. It provides visibility, control, and c...


Tekpon Score
FloQast is an accounting operations platform that offers a range of solutions to streamline financial processes and ensure c...


Tekpon Score
BlackLine is a web cloud-based automated accounting software that aims to improve and modernize the financial process, thus...

Sage Intacct

Tekpon Score
Sage Intacct offers web-cloud-based software with award-winning applications designed to optimize company performance, impro...

Glean AI

Tekpon Score
Glean AI is an account payable platform that provides actionable insights, relevant context, and savings recommendations to ...


Tekpon Score
TaxDome is an all-in-one cloud-based software that streamlines accounting, bookkeeping, and tax preparation for firms of all...


Tekpon Score
Avalara is a cloud-based software solution that assists businesses of all sizes in meeting various transactional tax obligat...


Tekpon Score
Expensify is a free expense management app that helps individuals and businesses manage their money by providing corporate c...

Zoho Invoice

Tekpon Score
Zoho Invoice is a cloud-based invoicing and billing software developed for freelancers, small businesses, and solopreneurs. ...


Tekpon Score
Hiveage is an online invoicing software for freelancers and small and medium-sized enterprises. The software comes with an e...


Tekpon Score
Invoicely is an invoice and billing solution developed for freelancers and small businesses. The easy-to-use solution includ...


Tekpon Score
PaySimple is platform for billing, payments, and custom platform er management that helps you streamline your recurring bill...


Tekpon Score
Neat is an easy-to-use accounting and bookkeeping software for small businesses. It replaces the guesswork of handwritten re...


Tekpon Score
Veem is a software that helps small businesses and freelancers accept, send, and receive payments easily. Also, Veem is a pro...


Tekpon Score
Pilot is an enterprise accounting and general ledger software for startups or small enterprises. The platform helps them han...


Tekpon Score
FreeAgent is software that automates accounting tasks like invoices, expense tracking, project management, and automatic ban...


Tekpon Score
Synder app comes to mind when it comes to a seamless automation tool that helps businesses manage their financial dealings f...


Tekpon Score
FinancePal is exceptionally recognized for presenting customizable and, extra importantly, low-cost bookkeeping offerings. A...


Tekpon Score
Melio is a comprehensive payment platform that simplifies invoice payments and enhances cash flow for businesses. It offers ...


Tekpon Score
No matter how small or large, every company must pay its employees and hire and let go of some of them. It is inevitable. To...


Tekpon Score
TaxJar is a cloud-based and automated platform supporting businesses of all sizes through a lifecycle approach to handle the...

Tekpon Score is a cloud-based automation software for accounts payable and accounts receivables; however, the company defines it...


Tekpon Score
Bill4Time is a cloud-based time tracking and billing software that offers special modules designed for consulting and law fi...


Tekpon Score
Our notion of Paymo is this – If FreshBooks met Asana and they had a baby, the baby would be called Paymo. Paymo is a proj...


Tekpon Score
Freshbooks is a cloud-based online invoicing and accounting software developed for small businesses. Furthermore, the softwa...


Tekpon Score
QuickBooks is an accounting software launched in 1992 and is part of Intuit, a company started in 1983 by Scott Cook and Tom...

About Plooto

All small business owners have experienced the frustration of investing a large part of their time in financial activities. Furthermore, SMEs are the backbone of society and hold most of the finances in the world altogether. This is the reason why Plooto was created. To make life easier for small and medium-sized businesses.

How does Plooto work?

A relatively simple-to-use tool. We would be surprised if it would create any problems for you to set it up and use it in your organization. First, however, let us continue the Plooto review by showing you how this software tool works.

  • Create an account

You can easily create an account without the need for a credit card and enjoy beginning with a reasonably generous trial period of 30 days. The setup will require you to choose what you are going to use the tool for.

How to create an account on Plooto

The difference between the two accounts is essentially the number of clients you manage if you are an accountant or bookkeeper and not by the features you have available in the account.

  • Setting up your information

The vital aspect over here is that you need to follow the steps closely. The tool does not allow you to skip some steps, however, and why would you ?! Not skipping these steps will essentially enable you to enjoy all the functionalities the tool has.

How to setup account - Step 1

How to setup account - Step 2

How to setup account - Step 3 How to setup account - Step 4

How to setup account - Step 5 How to setup account - Step 6

Once you are all set up, the tool will start collecting information from your bank accounts assigned and the accounting tools you provided.

So, let’s continue our Plooto review with the features and the integrations you can enjoy with the software.

Details of Plooto Features

As mentioned before, Plooto is a tool that should not create any problems for any user. The tool is pretty straightforward unless there are any technical errors you encounter; there is not much use for a tutorial for anybody who has expertise in running a business, CFO, account, or bookkeeper.

Accounts Payable

Plooto Inc comes with one of the simplest payment systems we have encountered so far. However, the truly remarkable part is the automation feature. So,  if it is the first time you are paying a vendor, you can use payments by email which will help you avoid some of the transfer costs and save the vendor for future payments.

How to Make Payments with Plooto

Furthermore, you can request and receive approvals with automatic email notifications from the parties in your organization involved with those tasks.

Last, the system allows you to automate the process and set it as repetitive to save time and focus more on what is vital for your business.

Accounts Receivables

As with any accounting software such as Freshbooks, accounts receivables in Plooto work pretty much the same. However, the software will import all the receivables from Quickbooks or Xero. Furthermore, you will also have the possibility to automate the debits from a recurring customer account, and also the software will reconcile your accounts in the accounting system.

Regarding the recurring debits from customers, Plooto has had some shortcomings in the past. Some complaints from clients that the software did not withdraw the full amount from the customers as there was not enough in their account and failed to send notifications about the issue.

Plooto also enables you to email your customers the generated invoices imported from the accounting platform and ensures that you have a clear overview of your cash flow. Thus, offering a clear overview of paid invoices, pending, and paid, and the summary of your bank accounting in real-time.

International Payments

International payments in Plooto work more or less the same as regular payments. The only difference there is the currency you are making the payment. Moreover, for making international payments with Plooto, you do not need a bank account in that currency. Plooto Inc will handle that for you.

CRA Payments

This is essentially a feature meant to “spoil” Canadian customers. Essentially it allows Canadians to save time by filing their taxes to the Canadian Remittance Agency with just a click straight from Plooto.

Online Check Payments

The Plooto feature essentially saves you the time you waste going to the bank and filling out your checks. So how does it do that? First, you have to fill in the usual information you would fill out on a check and send it. Then, the solution will take care of the rest without requiring a signature from you.

Plooto Feature - Online Check Payments

How to run a report in Plooto?

First, Plooto allows you to generate both payable, receivable, and bank statement reports from the platform. To download these reports, all you have to do is:

  • Go to the bank section in Plooto
  • Select the bank account of interest
  • Mark export from the transaction history section
  • Choose the dates and extra information that you would like to see
  • Select Bank Statement

Bank Accounts Features

The outcome of this will be an Excel( xslx.) file with transactions.


  • QuickBooks Online Integration
  • Quickbooks Desktop Integration
  • Xero Integration

Plooto inc integrates with two of the most appreciated accounting and bookkeeping software in the United States. The integrations will allow communication at all times between the tools.

Plooto Integration with Quickbooks

Meaning, you can import into Plooto all the client and vendor information necessary to make and receive payments. Last, the communication between the software will allow you to reconcile your accounts.

Plooto Integration with Xero

The two integrations available make the software product developed by Plooto inc suitable for both large and small companies and accounting firms.

Plooto Review Conclusion

In conclusion, Plooto is a user-friendly tool limited somewhat to QuickBooks and Xero users. The tool will save you a lot of time through the two-end integration, check function, and account reconciliation features. It will also help you keep a close look at your cash flow which may come in handy if you are a busy entrepreneur. However, due to the pricing strategy, the approach is not account-based but payment-based; it can get expensive, especially if you have lots of international transitions or check payments.

Plooto Related Insights


5 Best accounting tools for small businesses

Cristiana Trifu - Tekpon Author

Best accounting software options for a medium sized businesses

Tekpon Author - Ana-Maria Stanciuc