Continue with LinkedIn
Recover my Password
Submit your Tekpon Account E-mail address and you will receive an email with instructions to reset your password.


Tekpon Score

Melio Reviews

& Product Details

What is Melio?

Melio is a comprehensive payment platform that simplifies invoice payments and enhances cash flow for businesses. It offers flexible payment options for vendors, allowing them to receive checks or bank transfers without needing to sign up.

With Melio, businesses can pay all their expenses and invoices online, choosing between free ACH bank transfers or card payments. The platform provides features like accounting software sync, approval workflows, easy bill capture, credit card rewards, international payments, and more.

Melio caters to various business types and offers capabilities such as integrations, team management, international payments, approval workflows, and easy bill capture. It also provides a user-friendly interface and personalized payment options, ensuring convenience and security in payment processes.

Best For

Pay vendors, suppliers, and contractors exactly the way you want.
  • StartUps
  • Freelancers
  • Small Business
  • Medium Business
  • Large Enterprise
  • Non-profit Organization
  • Personal
  • Cloud, SaaS, Web-Based
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Company Name


  • Located In

    United States

  • Website


Starting from:

$FREE 2.9% fees for payments

Pricing Model: Subscription

Pricing Details:

Melio offers free ACH bank transfers with no subscription fees. Additional fees apply for paying by card, international bank transfers, and sending checks to vendors. Faster payment options have associated fees. The platform itself is free to use, providing features like unlimited users, accounting software sync, approval workflows, and easy bill capture.

  • ACH Payment Processing
  • Accounting Integration
  • Billing & Invoicing
  • Debit/Credit Card Processing
  • Activity Dashboard
  • Data Security
  • Electronic Payments
  • Payment Fraud Prevention
  • Invoice Management
  • Invoice Processing
  • Multiple Payment Options
  • Online Payments
  • PCI Compliance
  • Partial Payments
  • Payment Processing
  • Recuring/Subscription Billing
  • Reporting/Analytics
  • Search/Filter
  • Self Service Portal
  • Third Party Integrations
  • Transaction History

Additional Features

  • 1099 Preparation
  • Accounts Payable
  • Accounts Receivable
  • Approval Process Control
  • Approval Workflow
  • Bank Reconciliation
  • Billing Portal
  • Bookkeeping Services Integration
  • Cash Management
  • Check Processing
  • Check Writing
  • Client Management
  • Contact Database
  • Customer Statements
  • Customizable Invoices
  • Deferred Billing
  • Document Management
  • Due Date Tracking
  • Dunning Management
  • Duplicate Payment Alert
  • Electronic Funds Transfer
  • Expense Tracking
  • Fraud Detection
  • Invoice Creation
  • Invoice History
  • Mobile Payments
  • Multi-Period Recurring Billing
  • Online Invoicing
  • Project Billing
  • QuickBooks Integration
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Remote Access/Control
  • Task Management
  • Vendor Management


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score

Sage Intacct

Tekpon Score
  • QuickBooks

    Accounting Software

  • FreshBooks

    Accounting Software

Global Average Score
  • User-Friendly Interface

    Many payment software users appreciate intuitive and easy-to-navigate interfaces that simplify their payment processes.


  • Integration Capabilities

    The ability to integrate with other tools and software, such as accounting platforms, is often highlighted as a significant advantage.

  • Efficiency in Payment Processing

    Fast processing times and the ability to handle multiple payment types smoothly are commonly praised.

  • Customer Support

    Good customer support, including responsive help desks and comprehensive resources, can greatly enhance user satisfaction.

  • Security Features

    High-level security measures to protect financial data and transactions are crucial for user trust.

  • Fees and Pricing

    Users are often sensitive to any fees associated with transactions or monthly usage, preferring transparent and competitive pricing.


  • Software Glitches

    Bugs or software instability can disrupt the payment process, leading to frustration.

  • Limited Features in Basic Plans

    Users may desire more features in the basic or free versions of the software.

  • Complexity in Setup

    Some users might find the initial setup process to be complicated or time-consuming.

  • International Payment Limitations

    Challenges with international payments, including high fees or limited currency options, are common areas for improvement.


Here at Tekpon's Global Buzz, we blend AI smarts with a human touch to offer a snapshot of user reviews from the web. While we carefully craft these summaries, please remember they reflect diverse user views and experiences, not Tekpon’s own opinions.

Tell us your opinion about Melio and help others.

Do you have a small business needing help with your payments or invoices? Have you tried using an accounting software product? Dealing with bills has never been easy if you own a business or are an entrepreneur. That’s why today, I want to show you a great solution for all your payments and cash flow. Next, let’s learn about Melio payments and how you can use this fintech solution to manage all your payments.

Melio is a simple U.S.-based solution for you to pay your contractors or get paid. It works both ways and is a free customized pay page for receiving business payments digitally. So, instead of spending too much time accounting and using traditional checks, you can try Melio Payments and see how it works. Melios is designed to be a great solution for multiple case studies like:

  • Vendors & Contractors
  • Businesses
  • Accounts

Moreover, this is what you can do with Melio:

  • Pay your bills online, print receipts, and get paid
  • Payroll processing and automatic invoice uploading
  • Automated payment processing with minimal human interaction

Melio is the simplest way to pay vendors and contractors. With Melio, you can transfer and receive payments faster and more efficiently than traditional methods like checks. It is a great service for small businesses and entrepreneurs if you don’t want to complicate your life with accounts or other complex tools. What I like about this service is that it is so easy to use and intuitive. In addition, you won’t have to spend all your business money on one complex service to pay vendors or contractors. Thus, if you need a U.S.-based accounts payable solution, Melio is the one you need to try.

Melio Payments

Melio was founded in 2018 in New York and is a fintech company. Their product is meant to help small businesses and entrepreneurs find a great solution to manage their payments, invoices, or bills. Besides this, with Melio, you’ll save time to focus on the customers and your business, but it will significantly improve your cash flow. But don’t go anywhere. So let’s find out what Melio is exactly and how you can use the product to keep your business in business.

what is melio payments review Tekpon

How does Melio work?

Do you know what is great about this tool? You don’t have to watch thousands of tutorials to understand how it works. Or how you can get started. First, you must know that Melio is web-based, so as long as you have a laptop with an internet connection, you can start working with Melio. Secondly, currently, Melio only supports payments from one US business to another US business. However, no payments outside the US are supported, and only U.S.-based credit cards are accepted.

  • Add vendor and build details using their secure service
  • You can enter the invoice manually, upload a file, take a photo using your phone, or even sync your QuickBooks online account

How to pay by credit card or bank transfer payments with Melio?

Regardless of your vendor’s payment methods, you can decide what’s most convenient. Then schedule when your payment will be deducted from your account. That way, you’ll always pay on time. From there, Melio will take care of sending the payment to your vendor on your behalf. They don’t even need to sign up to Melio, making the process fast and straightforward.

Is that simple! Not to mention that Melio is free; you will be charged only a transaction fee every time you receive or send money. In addition, Melio allows you to track your payments and make decisions based on real-time information by using your credit card to make your payments and improve your cash flow.

Details of Melio Features

The platform offers a lot of great features for each user. So, let’s dive into them and discover how many things you can automatize regarding payments.

  • ACH payment processing
  • Billing & invoicing
  • Approval process control
  • Online payment processing
  • Check to process
  • Debit/credit card processing
  • Duplicate payment alert
  • Fraud detection

Melio Payments Benefits

  • Payment Options

With Melio, you have several payment options. These include bank transfers (ACH), debit cards, and credit cards. Payments made via bank transfers are free, while credit card payments will have a 2.9% transaction fee. Moreover, you can use your credit card for vendors or stores that do not accept card payments. Vendors do not need to have a Melio account to receive your payment.

  • Payment schedule

With this payment scheduling feature, you can avoid late payments and penalties. This is especially important when paying utilities, insurance, taxes, or rent/lease. You will also better manage your cash flow, ensuring that you don’t pay too early and that all your suppliers or vendors are happy when they receive their payments on time.

  • No maintenance costs

Melio enables your customers or clients to pay you by bank transfer or card at no cost. You sign up to get your payment link, which your customers will use to send payments without needing your bank details. Your customer pays using their bank or card. They do not need to have a Melio account to send their payment. Payments are deposited directly into your bank account in two business days without charges or fees.

  • Free platform

Specially created with small businesses and freelancers in mind, Melio offers its accounts payable platform for free. No monthly subscription fees can take a significant chunk of your budget, and no delivery fees when you send vendor checks.

Melio Integrations detailed

And this is not all. Melio can still amaze you. First, the service can be integrated with some US banks and Quickbooks. Then, once you’ve connected Melio with QuickBooks, the platform will extract vendor information from QuickBooks. As a result, this will smooth your workflow, so you don’t have to enter vendor details. All you have to do is select one from a list or start typing and have vendors auto-completed. Then, once you’ve completed a bill payment in Melio, your QuickBooks account is updated with the payment details.

Melio Payments Review Conclusion

In conclusion of the Melio Payments review, I can say that it’s worth trying, especially since it is free. It’s a great fintech service for small businesses, freelancers, and accountants. The last ones can manage all clients from one platform and automatize their invoices or payments by integrating Melio with Quickbooks. Moreover, the tax forms are also handled by Melio. Thus, if you find it hard for you or your business to keep up with your payments, even if there are one-time or recurrent payments, Melio could be the easiest solution for you.


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score

Zoho Invoice

Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score

Glean AI

Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score


Tekpon Score

Vertex Cloud

Tekpon Score

This website uses cookies

Cookies are small text files that can be used by websites to make a user’s experience more efficient.

The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission. This means that cookies which are categorized as necessary, are processed based on GDPR Art. 6 (1) (f). All other cookies, meaning those from the categories preferences and marketing, are processed based on GDPR Art. 6 (1) (a) GDPR.

You can at any time change or withdraw your consent from the Cookie Declaration on our website.

You can read more about all this at the following links.

Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

These trackers help us to measure traffic and analyze your behavior to improve our service.

These trackers help us to deliver personalized ads or marketing content to you, and to measure their performance.