BILL
BILL Pricing
Bill.com pricing offers a range of options tailored to businesses and nonprofits of all sizes.
For businesses, the platform provides plans starting at $45 per user/month for the Essentials Plan, with advanced features available in the Team and Corporate Plans.
Nonprofits can benefit from the free Spend & Expense Plan, which automates expense tracking, while paid plans for Accounts Payable and Accounts Receivable offer additional automation and control.
With scalable options, BILL helps organizations streamline financial operations, improve efficiency, and reduce costs, making it a flexible solution for managing AP, AR, and expenses.
BILL Plans
Essentials
For Business
- Spend 50% less time on AP or automate invoicing and get paid 2x faster.
Team
For Business
- Get more granular controls and automatic 2-way sync with leading accounting software.
Corporate
For Business
- Get additional customization and confidently manage AP and AR—all in one place.
Enterprise
For Business
- Unlock enhanced security, premium support, multi-location accounting capabilities, and more.
Spend & Expense
For Business
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense management
- Manage spend and expense from the mobile app
- Unlock real-time transaction tracking
- Reimburse employees easily
- Get automatic receipt matching
- Integrate with apps you use everyday
- Earn flexible rewards
- Access API and developer resources
BILL AP & AR Partner
For Accountants
- Access both BILL Accounts Payable and BILL Accounts Receivable
- Get wholesale client subscription pricing
- Get an additional 10-20% client subscription discount based on number of clients onboarded
BILL Spend & Expense Partner
For Accountants
- Access BILL Spend & Expense
- Get the credit your clients need and the software to manage it
- Get 10% better rewards for clients
BILL Deals
BILL Free Deals
FreshBooks
Gusto
Zoho Books
QuickBooks Online
Synder
Melio
Table of Contents
BILL is a cloud-based platform designed to streamline and automate financial operations, focusing on accounts payable (AP), accounts receivable (AR), and expense management. Whether you’re a small business, a corporation, or an accounting firm, Bill.com offers various pricing plans tailored to your needs.
This review will explore the pricing options available for businesses and accountants, breaking down the features included in each plan to help you determine the best fit for your organization.
Bill.com Pricing For Businesses
BILL provides several plans for businesses looking to automate and manage their accounts payable and receivable processes, as well as a separate plan for expense management.
Accounts Payable & Receivable Plans
Essentials Plan – $45 per user/month
The Essentials Plan is Bill.com’s entry-level plan, perfect for small businesses looking to save time on AP and AR tasks by automating workflows and payment processes.
Key Features- Automate accounts payable (AP) and accounts receivable (AR)
- Enter bills, automate approvals, and make payments via ACH, virtual card, credit card, and more
- Customizable invoicing options for your clients
- Automate payment reminders and easily track invoices
- Get insights into payables and receivables in one place
- Standard user roles (up to 6)
- Basic integrations with QuickBooks Online and Xero (via manual import/export)
This plan is an affordable and effective solution for small businesses that want to streamline payment workflows without requiring complex configurations.
Team Plan – $55 per user/month
The Team Plan is ideal for businesses that need greater control over user roles and deeper integrations with their accounting software.
Key Features- Everything in the Essentials Plan
- Custom user roles for better user access control
- Automatic 2-way sync with popular accounting platforms such as QuickBooks Online, QuickBooks Pro, Premiere, and Xero
- Cash flow forecasting (available to QuickBooks Online users)
This plan is best for businesses that need stronger integration with accounting tools and more control over user permissions.
Corporate Plan – $79 per user/month
The Corporate Plan provides businesses with more advanced customization and security features, making it suitable for growing organizations that manage more complex financial operations.
Key Features- Everything in the Team Plan
- Custom approval policies for flexible payment approvals
- Single sign-on (SSO) for streamlined access control
- Multi-entity and multi-location accounting capabilities for businesses with multiple branches or locations
At $79 per user/month, this Bill.com pricing plan is well-suited for larger businesses that require multi-entity management and advanced security features.
Enterprise Plan – Custom Pricing
The Enterprise Plan is designed for large businesses with advanced accounting needs, offering the highest level of security, support, and integration with top-tier accounting platforms.
Key Features- Everything in the Corporate Plan
- Automatic 2-way sync with accounting software like QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, and Microsoft Dynamics
- Dual control for additional security on payment approvals
- Premium phone support for prioritized assistance
The Enterprise Plan comes with custom pricing based on your organization’s specific needs, and is best for large companies that require more tailored solutions and premium support.
Spend & Expense Plan – Free
The Spend & Expense Plan is a free solution provided by Bill.com that helps businesses manage their employee expenses and corporate spending with ease. This plan includes access to credit lines and powerful expense management tools.
Key Features- Free-to-use Spend & Expense management software
- Access to business credit lines ranging from $500 to $5M (subject to approval)
- Issue unlimited physical and virtual corporate cards to employees
- Track expenses in real-time and automate expense management
- No out-of-pocket reimbursements or manual expense reports
- Integrates with accounting software for seamless expense tracking
This plan is ideal for businesses that want to manage corporate spending, set up spend controls, and avoid manual expense reporting—all for free.
Bill.com Pricing For Accountants
Bill.com offers specialized pricing plans for accountants, allowing them to manage both AP and AR for multiple clients, while also providing tools for spend and expense management.
BILL AP & AR Partner Plan – $49 per month
The BILL AP & AR Partner Plan is tailored for accountants and accounting firms that manage accounts payable and receivable for multiple clients. This plan allows accountants to access discounted pricing and resell Bill.com’s services to clients at a margin.
Key Features- Manage both AP and AR processes for multiple clients
- Wholesale subscription pricing for clients, enabling accountants to pass on savings or resell services
- Centralized dashboard to easily manage clients and track AP and AR processes
- Customizable user roles and approval policies to meet each client’s needs
At $49 per month, this plan offers a comprehensive solution for accountants to manage their clients’ financial processes efficiently and at a lower cost.
BILL Spend & Expense Partner Plan – Free
The BILL Spend & Expense Partner Plan is a free solution for accountants managing multiple clients’ corporate spending. This plan includes a suite of tools to help accountants automate expense management and integrate transactions with their client’s accounting systems.
Key Features- Free-to-use Spend & Expense management for accountants and their clients
- Automate accounting tasks and close clients’ books faster
- Set up customizable budget controls to manage client spending
- Real-time categorization of expenses and transactions
- Seamless integration with accounting software for easier reconciliation
This plan provides accountants with an easy-to-use platform to manage clients’ expenses and control budgets without the hassle of manual tracking or reporting.
Additional Payment Processing Fees
In addition to the monthly plan costs, Bill.com charges transaction fees based on the payment method and recipient’s location:
- ACH/ePayment: $0.49 per transaction
- Check (mailed by Bill.com): $1.69 per transaction
- Virtual Card: Free (if accepted by the vendor)
- International USD Wire: $19.99 per transaction
- Pay Faster ACH: $9.99 per transaction for same-day ACH transfers
Other options, such as expedited check payments or instant balance withdrawals, come with additional fees.
BILL Fees for Transactions
BILL fees vary depending on the type of transfer you operate. However, if you pay attention to the details, you will notice that some of the fees come with loopholes.
| Transaction services | Fee |
|---|---|
| ePayment/ACH processing fee | $0.49/send & receive |
| Mailed check & Invoice | $1.69/check payment or invoice |
| Receive payments via credit cards | Merchant Fees: Level 3 processing rates available |
| International wire transfer fee | In local currencies $0.00 & $9.99 in USD |
| Vendor Direct virtual card payment | $0 transaction fee for payments sent to vendors who accept Vendor Direct virtual card |
Also, please pay attention to the actual Bill cost before the purchase, as it might cost you more than you expect at the end of the day. In addition, if you use the software for only a few of your payments, keep in mind that you lose a substantial part of its benefits.
BILL Free Trial
Yes, if you’re interested in using BILL, you can sign up for a 30-day trial.
To do so, you’ll need to provide your billing information. After the trial period, you’ll have the opportunity to explore all of the software’s features and determine whether it’s worth the investment.
It’s important to note that if you don’t choose a pricing plan before the trial ends, you’ll be automatically charged the Corporate price.
To avoid this, simply select the package that best suits your needs from the Settings menu. Going forward, your monthly bill will reflect your chosen package.
BILL Nonprofit Pricing and Special Offers
BILL extends special pricing offers to nonprofit organizations, ensuring the platform is accessible and affordable for entities focused on charitable work.
Nonprofits utilizing BILL can experience significant time and resource savings, with the platform enabling up to 50% time savings on Accounts Payable (AP). This efficiency allows nonprofits to concentrate more on their mission and make greater impacts.
The platform is versatile, catering to various nonprofit sizes and types, simplifying financial operations, and reducing overhead. Additionally, BILL emphasizes security and offers features that help secure transactions and reduce fraud risks.
BILL Pricing Review Conclusion
Bill.com offers a flexible range of pricing plans tailored to meet the needs of both businesses and accountants.
Whether you’re a small business looking to automate your AP and AR tasks with the Essentials Plan or a large organization needing advanced features with the Enterprise Plan, BILL provides a comprehensive solution for financial management.
The Spend & Expense Plan, offered for free, gives businesses a powerful tool for managing employee expenses and corporate cards, while the Partner Plans offer accountants a way to manage client AP and AR processes efficiently.
Overall, Bill.com’s pricing structure is transparent, with various plans designed to fit the needs of businesses and accounting firms of all sizes.
The cost of Bill.com varies based on the plan you select. The Essentials Plan starts at $45 per user/month, which is ideal for small businesses that need to automate their accounts payable and receivable processes. For those requiring more advanced features, the Team Plan costs $55 per user/month, and the Corporate Plan is priced at $79 per user/month. Larger organizations may need the Enterprise Plan, which offers custom pricing based on specific business needs.
Bill.com’s pricing structure is transparent and scalable, catering to businesses of all sizes. Additional transaction fees may apply depending on the payment method used.
Yes, Bill.com does charge a credit card fee. For transactions made with credit or debit cards, a 2.9% transaction fee is applied per payment. This fee is charged whether you\’re making payments or receiving them through a credit card. The fee is typically borne by the payer, although businesses may pass it on to their customers.
If you\’re handling international card payments via Visa, Mastercard, or Discover, the same 2.9% transaction fee applies, along with any exchange rate differences.
For businesses looking to reduce costs, Bill.com offers various payment alternatives, including ACH and virtual cards, which incur lower fees.
Bill.com provides multiple options for international payments. For local currency international wire transfers, there is no transfer fee, but competitive currency exchange rates are applied. However, if the payment is sent in USD, a $14.99 fee is charged per transaction. Additionally, intermediary bank fees may apply, which are outside of Bill.com’s control.
For international credit card payments using Visa, Mastercard, or Discover, Bill.com applies a 2.9% transaction fee, plus any exchange rate differences.
These options allow businesses to send payments worldwide with transparency around fees, making it easier to manage cross-border transactions.
Yes, Bill.com offers a free version called the Spend & Expense Plan for businesses. This plan includes features like automated expense management, real-time transaction tracking, and integration with everyday apps. It’s an excellent option for companies looking to manage employee expenses and corporate spending without incurring monthly subscription costs.
Additionally, accountants can access the BILL Spend & Expense Partner Plan for free, allowing them to manage client expenses and access business credit with no hidden fees. These free plans offer valuable tools for businesses and accountants, while premium features and more comprehensive services are available in the paid plans.
Yes, Bill.com charges for its services depending on the plan you choose. For businesses, the Essentials Plan starts at $45 per user/month, while more advanced plans like Team and Corporate range from $55 to $79 per user/month. There is also an Enterprise Plan available at custom pricing for larger organizations with more complex financial needs.
These plans include features like accounts payable automation, accounts receivable management, and integration with accounting software. While Bill.com has free options for expense management, most AP/AR automation services come with a monthly subscription fee, making Bill.com a cost-effective choice for businesses of all sizes.
Bill.com’s monthly subscription starts at $45 per user/month for the Essentials Plan, which includes basic accounts payable and receivable automation. For more advanced features, the Team Plan costs $55 per user/month, offering better integration with accounting software and more customizable user roles. The Corporate Plan is priced at $79 per user/month, adding features like custom approval policies and multi-location accounting.
For businesses requiring even more functionality, the Enterprise Plan offers custom pricing. Bill.com’s monthly pricing ensures flexibility for small to large businesses, with additional transaction fees based on payment methods and international transfers.
Bill.com applies transaction fees depending on the payment method used. For payments made via ACH/ePayment, the fee is $0.49 per transaction. Sending checks through Bill.com incurs a $1.69 fee, while virtual card payments are free if accepted by the vendor.
International USD wire transfers come with a $19.99 fee, while instant payments incur a 1% fee (with a minimum of $9.99 and a maximum of $100). Credit card transactions are subject to a 2.9% fee.
These fees are clearly outlined and help businesses manage their payment processing costs efficiently.
While Bill.com offers a range of paid plans for businesses, there is a free version available under the Spend & Expense Plan. This plan helps businesses manage expenses and track spending using virtual or physical corporate cards, providing features like real-time transaction tracking and automated expense management.
Accountants can also access the BILL Spend & Expense Partner Plan for free, offering them the tools to manage client expenses and provide credit to their clients.
Though limited in scope compared to the paid plans, the free options make Bill.com accessible for users needing basic financial management tools.
Bill.com offers flexible pricing tailored to the unique needs of nonprofits. For managing expenses, the BILL Spend & Expense Plan is completely free, providing features such as automated expense tracking, real-time transaction monitoring, and mobile access for easier spend management.
Nonprofits can also streamline their accounts payable (AP) and accounts receivable (AR) processes with Bill.com’s paid plans, which allow for automated approval workflows, role-based access, audit tracking, and payment management by check, ACH, credit card, or international payments.
Pricing for these AP and AR plans can vary, and nonprofits are encouraged to request a demo or sign up for a trial to explore the specific costs and features based on their needs.
